Namaskar Dosto!
These days a message is going viral rapidly on social media and WhatsApp groups. "Modi government is giving Rs 3500 per month to all unemployed youth! Quickly click on this link and fill the form." Now the real question is -will money actually come straight from Delhi into your bank account, or is this just another piece of clickbait?
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1. The Reality Check
First of all, let's get one thing clear: There is no such scheme of the Central Government (Modi Government) which gives cash amount to everyone in the name of "Unemployment Allowance".
Yes, you read that right! The central government's focus is on skill development rather than on allowances. But wait, that doesn't mean you won't get anything. This is where the real game begins..
2. Actual schemes of the Central Government (which are useful)
There are two schemes of Modi government where you get both money and training:
- PM Kaushal Vikas Yojana (PMKVY): Here you are given a free course and on completing the course you get some financial assistance and certificate from the government, which makes it easier to get a job.
- PM-Svanidhi: If you want to start your own small business, the government provides loans without any guarantee.
3. The Power of States (This Is Where Real Money Is Available!)
| State | Scheme Name | Monthly Allowance | Key Eligibility / Condition |
| Rajasthan | Mukhya Mantri Yuva Sambal Yojana | ₹4,000 to ₹4,500 | Mandatory 4-hour daily internship in govt. departments. |
| Haryana | Saksham Yuva Yojana | ₹3,000 to ₹9,000 | For Graduates; allowance increases if assigned 100 hours of work. |
| Chhattisgarh | Berojgari Bhatta Yojana | ₹2,500 | Age 18-35 years; minimum Class 12th pass required. |
| Uttar Pradesh | CM Yuva Internship Yojana | ₹2,500 | Aimed at graduates for skill training and industry exposure. |
| Madhya Pradesh | Seekho-Kamao Yojana | ₹8,000 to ₹10,000 | Stipend given while learning technical skills in companies. |
| Himachal Pradesh | Unemployment Allowance | ₹1,000 to ₹1,500 | Family income must be less than ₹2 Lakhs per annum. |
| Bihar | Swayam Sahayata Bhatta | ₹1,000 | For youths aged 20-25 searching for jobs (under 7-Nishchay). |
| Punjab | Ghar Ghar Rozgar | Skill Training | Focuses on placement assistance rather than direct cash. |
4. Who Is Eligible? (Eligibility Checklist)
If you want to take advantage of your state's plan, there are usually these conditions:
- Age: Between 21 and 35 years.
- Education: At least 12th pass or graduation.
- Income: Family annual income should be less than ₹2 lakh.
- Registration: Your name must be registered with the state Employment Exchange.
5. Required Documents (Document Checklist)
- Aadhaar Card & PAN Card
- Income Certificate: Should not be older than 6 months
- Domicile Certificate: To prove that you are a permanent resident of the state
- Affidavit: A written declaration stating that you are not employed anywhere else
- Bank Account: Must be Aadhaar-linked and DBT-enabled
6. The “One-Click” Scam
- WhatsApp Scam: "Modi ji is giving free laptop and allowance"—clicking on such messages can lead to your data being stolen.
- Official Portals: Always apply through the government website at gov.in. The government never asks you to fill out forms via WhatsApp.
7. The harsh truth about allowances (Real Talk)
- Limited Time: This allowance is not available for life, but usually only for 2 years.
- Training is mandatory: Now in most states, you get money only if you do a skill course or work for a few hours in a government office.
Conclusion
Guru,"Unemployment allowance is just a small support—don't make it your destination. In 2026, the world is moving very fast, so focus on upgrading your skills. Use the allowance money to invest in your education or pay the fees for a good course."
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